6 Choices of 1 Million Money Loans

6 Choices of 1 Million Money Loans

6 Choices of 1 Million Money Loans

1. JULO Loans

JULO Loans - 6 1 Million Money Loans Easy and Fast Disbursement Process

The first 1 million loan option that you can consider if you really need emergency funds is from JULO.

This service provides unsecured loans with the smallest limit starting from IDR 500 thousand to IDR 8 million.

The installment period is quite long, up to 8 months with an interest range of 6-10 percent per month, which is determined on the basis of the customer’s creditworthiness.

There is a cashback feature on JULO loans. This feature can only be used by JULO Cicil customers, provided the conditions apply, such as:

  • Every time a customer pays an installment at least 4 days before the deadline, they will get a 3% cashback.
  • Every time customers pay installments 3-2 days before the deadline, they will get 2% cashback
  • Every customer who pays installments 1 day before and right on the deadline, will get 1% cashback.

Loan Application Terms

  • Indonesian citizen with a minimum age of 21 years old
  • Have an active ID card and domicile in Indonesia
  • Minimum income IDR 2.5 million per month
  • Have an active bank account
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2. Friend’s Money Loan

UangTeman Loans - 6 1 Million Money Loans Easy and Fast Liquid Process

No less good service than JULO, the next option for a 1 million money loan that offers an easy and fast process of disbursement is the UangTeman loan.

This loan is available in limits starting from IDR 1.5 million with the terms of the loan interest being around 0.8 percent per day. The maximum tenor offered is 30 days or one month.

The application for a 1 million money loan at UangTeman is very fast. It only takes 5 minutes to complete the loan application process.

Then, for the process of disbursement of funds within 1 × 24 hours after the UangTeman party verifies your submission data.

Loan Application Terms

  • Indonesian citizen with a minimum age of 21 years old and a maximum of 55 years old
  • Have an active ID card
  • Have a steady income per month

3. UangMe . loan

UangMe Loans - 6 1 Million Money Loans Easy and Fast Disbursement Process

The next 1 million money loan option that offers easy processing and fast disbursement is UangMe.

This service, which has been registered by the OJK and includes members of AFPI and Fintech Indonesia, offers KTA with a limit not only in the range of 1 million, but from Rp. 400 thousand to Rp. 4 million.

The tenor is up to 120 days with interest rates ranging from 0.33 percent to 0.80 percent per day.

The disbursement process is quite fast, a maximum of 2 days after the application is approved by UangMe.

Loan Application Terms

  • Indonesian citizen with a minimum age of 21 years old
  • Have an ID card
  • Fill out emergency contact information
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4. Cash Loans

TunaiKita Loans - 6 1 Million Money Loans Easy and Fast Disbursement Process

In addition to those mentioned above, 1 million cash loans are also available at the TunaiKita service. This service offers two loan products, namely loans with lump sum payments and loans with an installment system.

Loans with lump sum payments are generally intended for customers with the application age above 20 years. The loan limit given is IDR 400 thousand to IDR 4 million.

Meanwhile, loans with an installment system are available in much larger limits, starting from Rp. 5-Rp. 20 million with a tenor of 3 to 6 months.

Loan Application Terms

  • Indonesian citizen with a minimum application age of 21-60 years
  • Have an active KTP and NPWP
  • Have an active savings account
  • Domiciled in TunaiKita’s coverage area

5. Indodana Loans

Indodana Loans - 6 Loans 1 Million Easy Process and Fast Disbursement

Talking about a 1 million loan, it’s not complete without including Indodana’s services in this list.

The reason is, loans from Indodana itself are one of the loans that are really needed by the community, especially those who want to apply with a small limit and a fast disbursement process.

Not only that, for debtors who can pay their installments on time, Indodana will also provide a reward in the form of money that will be given when the loan period ends.

Oh yes, regarding the limit and the tenor, this Indodana service offers a loan limit starting from Rp. 1 million with an installment period of up to 6 months, and the disbursement process is only 2 days after the application process is approved.

Loan Application Terms

  • Indonesian citizen with a minimum age of 20-65 years old
  • Have an active KTP
  • Have a minimum income of IDR 3.5 million per month
  • Pay the installments on time every 30 days according to the loan date
  • Maximum annual interest rate of 56% (APR), inclusive of provision fees
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6. Credit Credit

Kredivo Loans - 6 1 Million Money Loans Easy and Fast Disbursement Process

Finally, the option for a 1 million money loan that offers an easy and fast disbursement process is Kredivo.

With the name Cash Loan or Personal Loan, this Kredivo loan product is available with a minimum limit of IDR 500 thousand with a tenor of 30 days, 3 to 6 months.

For its own cash loan product, Kredivo imposes 2 types of fees on their debtors.

First , the interest fee is 2.6 percent per month for Premium account users and 4 percent for Basic account users.

Second , an administrative fee of 6 percent in advance of the loan amount which is deducted directly from the amount sent to the debtor’s account.

Loan funds sent from Kredivo to the debtor’s personal account will usually be received a maximum of 1 working day.

Apart from that, debtors can directly contact the Kredivo customer service team for more information.

Loan Application Terms

  • Indonesian citizens with the application age of 18 years to 60 years
  • Domicile in Kredivo’s coverage area , namely Jabodetabek, Bandung, Surabaya, Semarang, Palembang, Medan, Bali, Yogyakarta, Solo, Makassar, Malang, Sukabumi, Cirebon, Balikpapan, Batam, Purwakarta, Padang, Pekanbaru, Manado, Samarinda, to Kediri.
  • Minimum income of IDR 3 million per month.

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