6 Online Loan Application Without Salary Slip

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6 Online Loan Application Without Salary Slip

Reported from various sources, here are some online loan applications without payslips that can help you solve various anti-complicated financial problems, namely:

1. Smart Credit

The first online loan application without a payslip is Smart Credit, which is intended for those of you who need funds quickly.

Besides not requiring a payslip when you want to apply, Smart Credit will not even ask for a guarantee at all, you know, aka you only have an ID card.

For the loan amount, you can apply here starting from Rp. 500 thousand to Rp. 2.3 million with a maximum repayment deadline of 3 months.

Currently, applying for a loan at Smart Credit can only be done through an application that is downloaded via a smartphone.

With a fast application process, loan funds can also be disbursed in just 60 minutes, you know.

You only need to fill in all your personal data correctly and correctly with the verification process in less than 24 hours.

After that, the loan funds can go directly to the personal account that you attached at the time of submission.

Please note that the application process is free of charge. You can also choose a tenor that can be adjusted according to your abilities, ranging from 14 days, 28 days, to 3 months.

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Meanwhile for documents, you only need to prepare an ID card and a bank account in your personal name.

Loan Options:
  • IDR 600,000 and 14 days
  • IDR 1,200,000 and 14 days
  • IDR 1,200,000 and 28 days
  • IDR 2,300,000 and 3 months
Condition:
  • Minimum age 21 years
  • Have an ID card
Interest and Fees:
  • Handling fee: 10-15 percent
  • Other borrowing costs (interest, provincial fees, survey fees, etc.): 11-15 percent

2. My cash

Online Loan Application Without Salary Slip - Tunaiku

The next online loan application without a payslip is Tunaiku , which also offers an easy process with no grandiose requirements.

Besides you don’t need to have a credit card, here you also don’t need a payslip when you want to apply.

With very easy requirements, who would have thought that here you can even apply for a loan of up to Rp. 20 million with installments of up to 20 months, you know.

For now, the application process can be done online, namely through the official website and the Tunaiku application which you can download on your smartphone.

Not only that, debtors are also given faster repayment facilities without being subject to additional interest or fines.

Tunaiku itself is an unsecured loan product under PT Bank Amar Indonesia and has been registered and supervised directly by the Financial Services Authority (OJK).

Condition:
  • 21-55 years old
  • Indonesian Citizen (WNI)
  • Have a personal account
  • Have a steady income
  • Live or work in the Tunaiku service area
Interest and Fees:
  • Administration fee: IDR 540 thousand
  • Late penalty: IDR 150 thousand per month
  • Early payment fee: free
  • Interest rate: 3-4 percent per month

Apply for a Tunaiku online loan via the banner below.

3. TunaiKita

TUNAIKITA Online Loan Application Without Salary Slip

The next online loan application without a payslip is TunaiKita, which is a fintech that provides individual personal loans.

Basically, applying for a loan here only has an ID card and personal account, without requiring a payslip.

Here, loan services are divided into two types, namely Fast and Premier+ loans. Fast is a short-term loan service with a ceiling ranging from Rp. 1 to 5 million with a tenor of 10 to 30 days.

If you apply for a loan using this service, you will be charged a daily service fee of 0.5 percent.

Meanwhile, Premier+ is a term loan with a ceiling ranging from IDR 4 to IDR 20 million with a tenor ranging from 3 to 6 months.

However, it should be noted that the higher the ceiling offered, the higher the service fee charged, which is 3-8 percent per day.

Condition:
  • 21-60 years old
  • Indonesian Citizen (WNI)
  • Have an ID card
  • Have a local bank account
Interest and Fees:
  • Daily service fee: 0.5-8 percent

4. FundsRupiah

RUPIAH FUND Online Loan Application Without Salary Slip

The next online loan application without a payslip is DanaRupiah, which is an unsecured credit service provider created by PT Financial Services Sharing.

The application itself can be operated via a smartphone and is available on various types of operating systems.

In addition to KTA, this one loan application also provides funding services (peer to peer lending).

There are three types of loans that you can choose from, namely personal loans, productive loans, and education loans, which you can adjust according to your needs.

Meanwhile, the amount of funds you can borrow starts from IDR 400 thousand to 7 million with tenors ranging from 26 days to 180 days.

Condition:
  • Age over 18 years old
  • Indonesian Citizen (WNI)
  • Have an ID card
Interest and Fees:
  • Processing fee: 0.3 percent
  • Commission fee: 0.1 percent
  • Risk cost: 0.362 percent
  • Monthly interest: 0.038 percent

5.CashCloud

Online Loan Application Without Salary Slip - AwanTunai

The next online loan application without a payslip is AwanTunai, which provides loan services with the mission of moving the economy of entrepreneurs in Indonesia, especially in the Micro, Small and Medium Enterprises (MSME) sector.

Even so, loan services here can also be enjoyed by individuals. You only need to upload a photo of your e-KTP and a photo of your face.

If you don’t have an e-KTP, you can also use a regular KTP accompanied by a family card.

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Having been registered and supervised by the OJK, the limit offered by this online loan application without a pay slip reaches Rp. 5 million, you know, with a disbursement time of only 1 hour.

Condition:
  • Have an e-KTP or KTP and Family Card
  • Have a smartphone with an active number
  • Have a permanent job
  • 21-55 years old
  • Indonesian Citizen (WNI)
  • Domiciled in Jabodetabek
Interest and Fees:
  • Interest rates start from 3 percent per month
  • Late fines are subject to 0.5 percent interest per installment per month

6. CashWagon

Cashwagon Online Loan Application Without Salary Slip

Now, the last online loan application without a payslip that we will discuss is CashWagon, which comes with an attractive offer, namely giving 0 percent interest in an online loan application for those of you who are just applying for a loan for the first time.

In other words, on the second loan and so on, the debtor will be charged a fairly high interest rate.

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Even so, the application process has actually become much easier, even in just 5 minutes it can be directly transferred to your personal account.

Without needing a payslip, it’s like you only have an ID card when you want to apply for a loan here.

Condition:
  • 22-60 years old
  • Have a steady income
  • Have an account in a personal name
  • Domiciled in the CashWagon service area
  • Have an ID card

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