Requirements for Applying for a Panin Bank Loan for Business Capital

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Requirements for Applying for a Panin Bank Loan for Business Capital

After knowing several things related to a Panin Bank loan called Panin Express Credit, it seems that many of you are interested in trying to apply for this one loan.

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But before applying for a loan, you need to meet some general requirements and documents first, which include:

General requirements

  • Indonesian citizen (WNI) domiciled in Indonesia
  • Minimum age 21 years
  • Maximum age 55 years for employees and 60 years for entrepreneurs (maximum age includes loan period)
  • Have a net income of at least IDR 3 million per month
  • Already have Panin savings before.

Document Requirements

Employee

  • Attach a photocopy of ID card
  • Attach the latest payslip
  • Attach a photocopy of the front page of the passbook
  • Attach a photocopy of the front of the credit card (for credit card holders)
  • Attach a copy of the last month’s bill (for credit card holders)
  • Attach a photocopy of NPWP (for employees with an income of IDR 49 million and above).
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Businessman

  • Attach a photocopy of ID card
  • Attach a photocopy of the front page of the passbook
  • Attach a bank account for the last three months
  • Attach SIUP/SITU and company establishment deed
  • Attach a photocopy of the front of the credit card (for credit card holders)
  • Attach a copy of the last month’s bill (for credit card holders)
  • Attach a photocopy of NPWP (for employees with an income of IDR 49 million and above)

Professional

  • Attach a photocopy of ID card
  • Attach a photocopy of the front page of the passbook
  • Attach a bank account for the last three months
  • Attach a practice permit
  • Attach a photocopy of the front of the credit card (for credit card holders)
  • Attach a copy of the last month’s bill (for credit card holders)
  • Attach a photocopy of NPWP (for employees with an income of IDR 49 million and above)

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